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Add Convenience to Your Banking Experience
South Story Bank & Trust is dedicated to offering a full line of convenient banking services to our customers that enhances our other services.
Locations
Safe Deposit Boxes*
Do you know where to find your property abstract? Can you quickly put your hands on important documents when you need them? Safely store valuables or important documents in secure boxes that come in a variety of sizes. Prices vary based on the size of the safe deposit box.
*Contents not FDIC-insured
Quicken® Personal Finance Software
Organize your finances with the Quicken® system, which can import all your current SSBT account and data information without manual entry. Quicken is ideal for managing your personal finances or business finances.
Learn more or sign up today!
ATM Access
Access your accounts 24/7 at our convenient locations to withdraw, transfer, deposit funds or inquire about your balance. You also have free access to the nationwide network of Privileged Status® ATMs.
ATM and Debit Cards
Easily access your accounts with an ATM or safely and easily make purchases at retailers across the country with a South Story Bank & Trust debit card.
ATM Cards
- Available for all savings accounts
- Annual fee of $15
- Replacement Card Fee of $15
Debit Cards
- Visa® branded cards
- Available for South Story Bank checking accounts
- Annual fee of $15
- Replacement card fee of $15
- Make purchases without writing checks
Read what to do if you receive a call or text message from Shazam, our debit card processor.
| Classic Savings | Money Market | Premium Money Market | |
|---|---|---|---|
Ideal If You... | Want to start saving for tomorrow. | Want to earn interest with unlimited transactions | Seek to invest higher net worth assets in an interest-earning, lower-risk account. |
Minimum Balance to Open | $100 | $100 | $100 |
Minimum Balance required to avoid monthly service charges. | $5002 | $5,0001 | $100,0003 |
Earns Interest | Earns Interest | Earns Tiered Interest $5,000 - $24,999.99 $25,000 - $99,999.99 $100,000 & Above | Earns Tiered Interest < $1,000,000 > $1,000,000 |
Benefits | No fee ATMs4 Free Online Banking, Mobile Banking | Free Online Banking, No fee ATMs4, Mobile Banking, Bill Pay & Zelle® | Free Online Banking, No fee ATMs4, Mobile Banking, Bill Pay & Zelle® |
Electronic Statements | Free | Free (Paper statements are available - $5 per month) | Free (Paper statements are available - $5 per month) |
Service charge if min. balance requirements are not met. | $5 | $10 | $25 |
ATM/Debit Card Annual Fee | $15 (ATM Card Only) | NA | NA |
| Classic Checking (Free if Under 21 or Over 62) | Interest Checking (Free For Veterans) | Elite Checking | |
|---|---|---|---|
Ideal If You... | Appreciate the simplicity of a basic checking account. | Want to earn interest with unlimited transactions | Enjoy the very best benefits, including interest, a free box of checks and .25 loyalty rate bump on CD rates. |
Minimum Balance to Open | $100 | $100 | $100 |
Minimum Balance required to avoid monthly service charges. | $5002 | $2,5002 | $10,0002 |
Earns Interest | Simple checking account that does not earn interest. | Earns Tiered Interest $2,500 - $4,999.99 $5,000 - $49,999.99 $50,000 & Above | Earns Tiered Interest $10,000 - $49,999.99 $50,000 - $99,999.99 $100,000 & Above |
Benefits | No fee ATMs5 Free Online Banking, Mobile Banking, Bill Pay & Zelle®. | No fee ATMs5 Free Online Banking, Mobile Banking, Bill Pay & Zelle®. | 1 Free Box of Checks Per Year, Free Stop Payments, Loyalty Rate Bump on CDs over $25,0001, No Fee ATMs5, Free Online Banking, Mobile Banking, Bill Pay & Zelle®. |
Electronic Statements | Free (Paper Statements - $5 per month) | Free (Paper Statements - $5 per month) | Free (Paper Statements - $5 per month) |
Service charge if min. balance requirements are not met. | $5 | $10 | $15 |
ATM/Debit Card Annual Fee | $15 | $15 | No Annual Fee |
Classic Checking
Interest Checking*
Elite Checking*
Which Account is Right for me?
For those who appreciate simplicity.
Free if under 21 or over 62
Free if under 21 or over 62
If earning interest with unlimited transactions is your goal, this account is right for you.
FREE for Veterans
FREE for Veterans
The very best benefits including interest on this account, a free box of checks, and premium priced CDs.
Average Statement Balance Required (1)
$500
$2500
$10,000
Monthly Fee If Balance Falls Below
$5
$10
$15
Interest Earned
No
Yes - Tiered*
Yes - Tiered**
Electronic Statements
FREE or paper statement available for $5 per month
FREE or paper statement available for $5 per month
Available for $5 per monthFREE or paper statement available for $5 per month
ATM/Debit Card Annual Fee
$15
$15
No Annual Fee
Online Banking, Bill Pay, Mobile Deposit, Zelle*, and Mobile Banking*
FREE
FREE
FREE
Ideal If You...
Classic Checking
Appreciate the simplicity of a basic checking account.
Free if under 21 or over 62
Free if under 21 or over 62
Interest Checking
Want to earn interest with unlimited transactions.
FREE for Veterans
FREE for Veterans
Elite Checking
Enjoy the very best benefits, including interest, a free box of checks and .25 loyalty rate bump on CD rates.1
Minimum Balance to Open
Classic Checking
$100
Interest Checking
$100
Elite Checking
$100
Minimum Balance required to avoid monthly service charges.
Classic Checking
$5002
Interest Checking
$2,5002
Elite Checking
$10,0002
Earns Interest
Classic Checking
Simple checking account that does not earn interest.
Interest Checking
Earns Tiered Interest
$2,500 -$4,999.99
$5,000 - $49,999.99
$50,000 & Above
$2,500 -$4,999.99
$5,000 - $49,999.99
$50,000 & Above
Elite Checking
Earns Tiered Interest
$10,000 -$49,999.99
$50,000 - $99,999.99
$100,000 & Above
$10,000 -$49,999.99
$50,000 - $99,999.99
$100,000 & Above
Benefits
Classic Checking
No Fee ATMs5
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
Interest Checking
No Fee ATMs5
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
Elite Checking
1 Free Box of Checks Per Year, Free Stop Payments, Loyalty Rate Bump on CDs over $25,000, No Fee ATMs5 , Free Online Banking, Mobile Banking, Bill Pay & Zelle®.
Electronic Statements
Classic Checking
Free (Paper statements are available - $5 per month)
Interest Checking
Free (Paper statements are available - $5 per month)
Elite Checking
Free (Paper statements are available - $5 per month)
Service charge if min. balance requirements are not met.
Classic Checking
$5
Interest Checking
$10
Elite Checking
$15
ATM/Debit Card Annual Fee
Classic Checking
$15
Interest Checking
$15
Elite Checking
No Annual Fee
Which Account is Right For Me
Classic Savings
Personal savings is perfect for customers who want to start saving today for tomorrow.
FREE if under 21
FREE if under 21
Money Market**
A personal money market account allows you to earn interest at a tiered rate.
Average Statement Balance Required(1)
Classic Savings
$500
Money Market**
$5,000
Monthly Balance if Balance Falls Below
Classic Savings
$5
Money Market**
$10
Interest Earned
Classic Savings
Yes
Money Market**
Yes - Tiered*
Electronic Statements
Classic Savings
FREE or paper statement available for $5 per month
Money Market**
FREE or paper statement available for $5 per month
ATM/Debit Card Annual Fee
Classic Savings
$15 (ATM card only)
Money Market**
N/A
Online Banking, Bill Pay, Mobile Deposit, Zelle, and Mobile Banking*
Classic Savings
FREE
Money Market**
FREE
Classic Savings
Money Market**
Which Account is Right for me?
Personal savings is perfect for customers who want to start saving today for tomorrow.
FREE if under 21
FREE if under 21
A personal money market account allows you to earn interest at a tiered rate.
Average Statement Balance Required (1)
$500
$5,000
Monthly Fee If Balance Falls Below
$5
$10
Interest Earned
Yes
Yes - Tiered*
Electronic Statements
FREE or paper statement available for $5 per month
FREE or paper statement available for $5 per month
ATM/Debit Card Annual Fee
$15 (ATM card only)
N/A
Online Banking, Bill Pay, Mobile Deposit, Zelle*, and Mobile Banking*
FREE
FREE
Ideal If You...
Classic Savings
Want to start saving for tomorrow.
Money Market
Are looking for a long-term savings account that allows you to earn interest.
Premium Money Market
Seek to invest higher net worth assets in an interest-earning, lower-risk account.
Minimum Balance to Open
Classic Savings
$100
Money Market
$100
Premium Money Market
$100
Minimum Balance required to avoid monthly service charges.
Classic Savings
$5002
Money Market
$5,0002
Premium Money Market
$100,0004
Earns Interest
Classic Savings
Earns Interest
Money Market
Earns Tiered Interest
$5,000 -$24,999.99
$25,000 - $99,999.99
$100,000 & Above
$5,000 -$24,999.99
$25,000 - $99,999.99
$100,000 & Above
Premium Money Market
Earns Tiered Interest
< $1,000,000
> $1,000,000
< $1,000,000
> $1,000,000
Benefits
Classic Savings
No Fee ATMs5
Free Online Banking, Mobile Banking
Free Online Banking, Mobile Banking
Money Market
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
Premium Money Market
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
Electronic Statements
Classic Savings
Free
Money Market
Free (Paper statements are available - $5 per month)
Premium Money Market
Free (Paper statements are available - $5 per month)
Service charge if min. balance requirements are not met.
Classic Savings
$5
Money Market
$10
Premium Money Market
$25
ATM/Debit Card Annual Fee
Classic Savings
$15 (ATM Card Only)
Money Market
NA
Premium Money Market
NA
1 Loyalty bump does not apply to CD promotional specials.
2 Average Daily Balance
3 Average Available Balance
4 Minimum Balance
5 You have free access to the nationwide network of Shazam® Privileged Status ATMs.
1 Average Daily Balance
2 Average Available Balance
3 Minimum Balance
4 You have free access to the nationwide network of Shazam® Privileged Status ATMs.
