Multi-generational family in the kitchen baking.
Personal

Checking Accounts

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Multi-generational family in the kitchen baking.
Personal

Checking Accounts

Checking Accounts to Fit Your Lifestyle

Select the account that works best for you. Each of our checking accounts features a debit card and free access to online banking, bill pay, mobile deposit, Zelle® and mobile banking.*

  • Classic Checking: Our basic checking account for simple transactions.
  • Interest Checking: Earn interest with no transaction limits to help grow your account balance.
  • Elite Checking: Gain exclusive access to a variety of benefits when you have higher balances.
Reorder Checks

Compare Our Checking Accounts

Classic SavingsMoney MarketPremium Money Market
Ideal If You...
Want to start saving for tomorrow.
Want to earn interest with unlimited transactions
Seek to invest higher net worth assets in an interest-earning, lower-risk account.
Minimum Balance to Open
$100
$100
$100
Minimum Balance required to avoid monthly service charges.
$5002
$5,0001
$100,0003
Earns Interest
Earns Interest
Earns Tiered Interest
$5,000 - $24,999.99
$25,000 - $99,999.99
$100,000 & Above
Earns Tiered Interest
< $1,000,000 > $1,000,000
Benefits
No fee ATMs4 Free Online Banking, Mobile Banking
Free Online Banking, No fee ATMs4, Mobile Banking, Bill Pay & Zelle®
Free Online Banking, No fee ATMs4, Mobile Banking, Bill Pay & Zelle®
Electronic Statements
Free
Free (Paper statements are available - $5 per month)
Free (Paper statements are available - $5 per month)
Service charge if min. balance requirements are not met.
$5
$10
$25
ATM/Debit Card Annual Fee
$15 (ATM Card Only)
NA
NA
Classic Checking (Free if Under 21 or Over 62)Interest Checking (Free For Veterans)Elite Checking
Ideal If You...
Appreciate the simplicity of a basic checking account.
Want to earn interest with unlimited transactions
Enjoy the very best benefits, including interest, a free box of checks and .25 loyalty rate bump on CD rates.
Minimum Balance to Open
$100
$100
$100
Minimum Balance required to avoid monthly service charges.
$5002
$2,5002
$10,0002
Earns Interest
Simple checking account that does not earn interest.
Earns Tiered Interest
$2,500 - $4,999.99
$5,000 - $49,999.99
$50,000 & Above
Earns Tiered Interest
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 & Above
Benefits
No fee ATMs5
Free Online Banking, Mobile Banking, Bill Pay & Zelle®.
No fee ATMs5
Free Online Banking, Mobile Banking, Bill Pay & Zelle®.
1 Free Box of Checks Per Year, Free Stop Payments, Loyalty Rate Bump on CDs over $25,0001, No Fee ATMs5, Free Online Banking, Mobile Banking, Bill Pay & Zelle®.
Electronic Statements
Free (Paper Statements - $5 per month)
Free (Paper   Statements - $5 per month)
Free (Paper Statements - $5 per month)
Service charge if min. balance requirements are not met.
$5
$10
$15
ATM/Debit Card Annual Fee
$15
$15
No Annual Fee
Classic Checking
Interest Checking*
Elite Checking*
Which Account is Right for me?
For those who appreciate simplicity.

Free if under 21 or over 62
If earning interest with unlimited transactions is your goal, this account is right for you.

FREE for Veterans
The very best benefits including interest on this account, a free box of checks, and premium priced CDs.
Average Statement Balance Required (1)
$500
$2500
$10,000
Monthly Fee If Balance Falls Below
$5
$10
$15
Interest Earned
No
Yes - Tiered*
Yes - Tiered**
Electronic Statements
FREE or paper statement available for $5 per month
FREE or paper statement available for $5 per month
Available for $5 per monthFREE or paper statement available for $5 per month
ATM/Debit Card Annual Fee
$15
$15
No Annual Fee
Online Banking, Bill Pay, Mobile Deposit, Zelle*, and Mobile Banking*
FREE
FREE
FREE
Ideal If You...
Appreciate the simplicity of a basic checking account.

Free if under 21 or over 62
Want to earn interest with unlimited transactions.

FREE for Veterans
Enjoy the very best benefits, including interest, a free box of checks and .25 loyalty rate bump on CD rates.1
Minimum Balance to Open
$100
$100
$100
Minimum Balance required to avoid monthly service charges.
$5002
$2,5002
$10,0002
Earns Interest
Simple checking account that does not earn interest.
Earns Tiered Interest
$2,500 -$4,999.99
$5,000 - $49,999.99
$50,000 & Above
Earns Tiered Interest
$10,000 -$49,999.99
$50,000 - $99,999.99
$100,000 & Above
Benefits
No Fee ATMs5
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
No Fee ATMs5
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
1 Free Box of Checks Per Year, Free Stop Payments, Loyalty Rate Bump on CDs over $25,000, No Fee ATMs5 , Free Online Banking, Mobile Banking, Bill Pay & Zelle®.
Electronic Statements
Free (Paper statements are available - $5 per month)
Free (Paper statements are available - $5 per month)
Free (Paper statements are available - $5 per month)
Service charge if min. balance requirements are not met.
$5
$10
$15
ATM/Debit Card Annual Fee
$15
$15
No Annual Fee
Which Account is Right For Me
Personal savings is perfect for customers who want to start saving today for tomorrow.

FREE if under 21
A personal money market account allows you to earn interest at a tiered rate.
Average Statement Balance Required(1)
$500
$5,000
Monthly Balance if Balance Falls Below
$5
$10
Interest Earned
Yes
Yes - Tiered*
Electronic Statements
FREE or paper statement available for $5 per month
FREE or paper statement available for $5 per month
ATM/Debit Card Annual Fee
$15 (ATM card only)
N/A
Online Banking, Bill Pay, Mobile Deposit, Zelle, and Mobile Banking*
FREE
FREE
Classic Savings
Money Market**
Which Account is Right for me?
Personal savings is perfect for customers who want to start saving today for tomorrow.

FREE if under 21
A personal money market account allows you to earn interest at a tiered rate.
Average Statement Balance Required (1)
$500
$5,000
Monthly Fee If Balance Falls Below
$5
$10
Interest Earned
Yes
Yes - Tiered*
Electronic Statements
FREE or paper statement available for $5 per month
FREE or paper statement available for $5 per month
ATM/Debit Card Annual Fee
$15 (ATM card only)
N/A
Online Banking, Bill Pay, Mobile Deposit, Zelle*, and Mobile Banking*
FREE
FREE
Ideal If You...
Want to start saving for tomorrow.
Are looking for a long-term savings account that allows you to earn interest.
Seek to invest higher net worth assets in an interest-earning, lower-risk account.
Minimum Balance to Open
$100
$100
$100
Minimum Balance required to avoid monthly service charges.
$5002
$5,0002
$100,0004
Earns Interest
Earns Interest
Earns Tiered Interest
$5,000 -$24,999.99
$25,000 - $99,999.99
$100,000 & Above
Earns Tiered Interest
< $1,000,000
> $1,000,000
Benefits
No Fee ATMs5
Free Online Banking, Mobile Banking
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
Electronic Statements
Free
Free (Paper statements are available - $5 per month)
Free (Paper statements are available - $5 per month)
Service charge if min. balance requirements are not met.
$5
$10
$25
ATM/Debit Card Annual Fee
$15 (ATM Card Only)
NA
NA

1 Loyalty bump does not apply to CD promotional specials.

2 Average Daily Balance

3 Average Available Balance

4 Minimum Balance

5 You have free access to the nationwide network of Shazam® Privileged Status ATMs.

1 Average Daily Balance

2 Average Available Balance

3 Minimum Balance

4 You have free access to the nationwide network of Shazam® Privileged Status ATMs.