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Handle Your Banking from Anywhere
We understand life can be hectic. Whether you are stuck in the airport, working at home for the day or sitting through extra innings of a little league game, we offer online and mobile banking services. Manage your accounts, deposit checks and pay bills from virtually anywhere. Having your account information at your fingertips allows you to make financial decisions quickly and confidently.
Online Banking Services
If you have an internet connection on your laptop or desktop computer, you can use South Story Bank & Trust online banking services to:
- Monitor account activity.
- Transfer funds between your accounts.
- Set up one-time or recurring payments using Online Bill Pay.
- Sign up for and access your monthly E-Statements. (Secure. Fast Access. Eco-friendly.).
- View online account statements and check images.
- Set up account alerts to receive instant messages.
Enroll in Online Banking today!
Online Banking Instructions!
Logging Into Your Personal Online Banking is Simple & Secure
Logging in to your accounts is simple and secure. In fact, every time you log-in we use strong multi-layer security that not only confirms your credentials, but the system also confirms the device you're using.
- The first time you log in, you'll be prompted to enter at least one phone number. In the future, this number may be used to help authenticate your identity. When ready, continue to securely log in.
- When a new device is detected or our system detects suspicious activity, you may be asked to further verify your identity by entering a unique, one-time passcode, sent to you through text or phone call (you select method).
- Simply enter this code to securely log in.
- During future logins, if a new device is detected or our system suspects suspicious activity, you'll be asked to further verify your identity through a unique passcode.
Note:
Once logged in, Profile is where you manage your personal settings such as your password and phone numbers used to authenticate your identity.
Just choose a method to receive your passcode. Then, based on your selection, you'll soon receive either a text message or a phone call. containing your one-time passcode.
Online Account Opening
Choose the best account for you and open it online! Apply today in minutes and discover a bank that adds value to your busy life.
E-statements
Enroll in E-statements today and help save the planet! E-statements allow you to be notified of your banking activity via email.
Enroll in Online Banking today!
Online Bill Pay
Don’t waste money on stamps and envelopes to pay your bills! Online Bill Pay is part of our online banking platform, and allows you to:
- Set up one-time or recurring payments
- Add as many bills as you want at any time
- Set your payment date
Online Bill Pay Instructions
Mobile Banking
Very few of us go anywhere without our phones. With Mobile Banking from South Story Bank & Trust, you can transact your banking business anywhere.
You can:
- Check your balance(s)
- View account transaction history
- Pay bills
- Transfer funds between SSBT accounts
- Deposit eligible checks
- Enroll through the mobile app
- Change and reset passwords
- Add email addresses
Instructions for Mobile Banking
Mobile Deposit
Follow these easy steps for a free*, easy, and convenient way to deposit checks!
Instructions for Mobile Deposit
Restrictive Endorsement
When depositing a check through the mobile app, it must be endorsed with the following: "For mobile deposit only to SSBT.", as shown below and in the Frequently Asked Questions document. This will help to ensure prompt crediting of your deposit.
Checks deposited without the restrictive endorsement, shown below, will be rejected by our system. You will be notified through email of any action required.
Restrictive Endorsement Frequently Asked Questions
Download the app today
See your wireless service provider for additional fees
regarding the usage of your mobile devices.
*The SSBT app is free, but the standard rates and fees may apply from your wireless carrier.
Zelle®
Zellie is a fast, easy way to send money though Online Bill Pay. Whether it's saving you a trip to the ATM or taking out the guesswork of divvying up the lunch tab, Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to the recipient's account in a matter of minutes1 and all you need is the recipient's email address or U.S. mobile phone number.2
Review the FAQ's here and tutorial video below.
1 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.
2 In order to send payment requests or split payments request to a U.S. mobile number, the mobile number must already be enrolled with Zelle.
| Classic Savings | Money Market | Premium Money Market | |
|---|---|---|---|
Ideal If You... | Want to start saving for tomorrow. | Want to earn interest with unlimited transactions | Seek to invest higher net worth assets in an interest-earning, lower-risk account. |
Minimum Balance to Open | $100 | $100 | $100 |
Minimum Balance required to avoid monthly service charges. | $5002 | $5,0001 | $100,0003 |
Earns Interest | Earns Interest | Earns Tiered Interest $5,000 - $24,999.99 $25,000 - $99,999.99 $100,000 & Above | Earns Tiered Interest < $1,000,000 > $1,000,000 |
Benefits | No fee ATMs4 Free Online Banking, Mobile Banking | Free Online Banking, No fee ATMs4, Mobile Banking, Bill Pay & Zelle® | Free Online Banking, No fee ATMs4, Mobile Banking, Bill Pay & Zelle® |
Electronic Statements | Free | Free (Paper statements are available - $5 per month) | Free (Paper statements are available - $5 per month) |
Service charge if min. balance requirements are not met. | $5 | $10 | $25 |
ATM/Debit Card Annual Fee | $15 (ATM Card Only) | NA | NA |
| Classic Checking (Free if Under 21 or Over 62) | Interest Checking (Free For Veterans) | Elite Checking | |
|---|---|---|---|
Ideal If You... | Appreciate the simplicity of a basic checking account. | Want to earn interest with unlimited transactions | Enjoy the very best benefits, including interest, a free box of checks and .25 loyalty rate bump on CD rates. |
Minimum Balance to Open | $100 | $100 | $100 |
Minimum Balance required to avoid monthly service charges. | $5002 | $2,5002 | $10,0002 |
Earns Interest | Simple checking account that does not earn interest. | Earns Tiered Interest $2,500 - $4,999.99 $5,000 - $49,999.99 $50,000 & Above | Earns Tiered Interest $10,000 - $49,999.99 $50,000 - $99,999.99 $100,000 & Above |
Benefits | No fee ATMs5 Free Online Banking, Mobile Banking, Bill Pay & Zelle®. | No fee ATMs5 Free Online Banking, Mobile Banking, Bill Pay & Zelle®. | 1 Free Box of Checks Per Year, Free Stop Payments, Loyalty Rate Bump on CDs over $25,0001, No Fee ATMs5, Free Online Banking, Mobile Banking, Bill Pay & Zelle®. |
Electronic Statements | Free (Paper Statements - $5 per month) | Free (Paper Statements - $5 per month) | Free (Paper Statements - $5 per month) |
Service charge if min. balance requirements are not met. | $5 | $10 | $15 |
ATM/Debit Card Annual Fee | $15 | $15 | No Annual Fee |
Free if under 21 or over 62
FREE for Veterans
Free if under 21 or over 62
FREE for Veterans
$2,500 -$4,999.99
$5,000 - $49,999.99
$50,000 & Above
$10,000 -$49,999.99
$50,000 - $99,999.99
$100,000 & Above
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
Free Online Banking, Mobile Banking, Bill Pay & Zelle®
FREE if under 21
FREE if under 21
$5,000 -$24,999.99
$25,000 - $99,999.99
$100,000 & Above
< $1,000,000
> $1,000,000
Free Online Banking, Mobile Banking
1 Loyalty bump does not apply to CD promotional specials.
2 Average Daily Balance
3 Average Available Balance
4 Minimum Balance
5 You have free access to the nationwide network of Shazam® Privileged Status ATMs.
1 Average Daily Balance
2 Average Available Balance
3 Minimum Balance
4 You have free access to the nationwide network of Shazam® Privileged Status ATMs.
