What does South Story Bank & Trust do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Transaction History
  • Account Balances
  • Overdraft History
  • Payment History
  • Checking Account Information

Then you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons South Story Bank & Trust chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information:
Does South Story Bank & Trust Share?
Can you limit sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes -
to offer our products and services to you
No
We don't share
For joint marketing with other financial companies
No
We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences
No
We don't share
For our affiliates' everyday business purposes - information about your creditworthiness
No
We don't share
For non-affiliates to market to you
No
We don't share

Reasons we can share your personal information

For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes-to offer our products and services to you
No
We don't share
For joint marketing with other financial companies
No
We don't share
For our affiliates' everyday business purposes-information about your transactions and experiences
No
We don't share
For our affiliates' everyday business purposes-information about your creditworthiness
No
We don't share
For non-affiliates to market to you
No
We don't share

What we do.

How does South Story Bank & Trust protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

We collect your personal information, for example, when you

  • Open an account
  • Make deposits or withdrawal from your account
  • Give us your contact information
  • Pay us by check
  • Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

How does South Story Bank & Trust collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Make deposits or withdrawal from your account
  • Give us your contact information
  • Pay us by check
  • Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right limit only

  • Sharing for affiliates' everyday business purposes information about your creditworthiness
  • Affliliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws individual companies may give you additional right to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control They can be financial and non-financial companies.

South Story Bank & Trust does not share with our affiliates.

Non-affiliates

Companies not related by common ownershipor control. They can be financial and non-financial companies.

South Story Bank & Trust does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services for you.

South Story Bank & Trust doesn't jointly market.